Cashflow Not Credit Rating

Maintaining positive cashflow is hard. It’s not a subject taught in schools –although I think it should be. Budgeting, balancing, teaching to manage incoming monies by evaluating cash in and cash out. If school isn’t teaching it we rely completely on parenting to bridge that knowledge gap. Unfortunately your parents relied on their parents and their parents before them and we have never been formally taught budgeting in school. Everyone needs help when trying to learn a new subject.

From simple crafts to overarching philosophy, things are just best learned when allowed to discuss with others. Finding that expert to bounce ideas off of is hard. You need to get someone you trust, someone that is approachable, someone that will respectfully answer your questions and provide you with more insight. That’s one of the ways that myself and Fair Mortgage supports its clients. Having a place for open discussion and learning about finances, including cashflow, budgeting, saving, credit scores and of course mortgages and the housing market.

In my experience as long as you can maintain a positive outlook, keep making goals and continue to put forth effort in managing your finances you’re already that far ahead of the game. Please remember this is an open discussion, I will never tell you how to live your life, but I will help you see how you can manage all on your own. I will provide you a ROADMAP for how you can de-stress with a budgeted cashflow. We will find the path together and strengthen you to reach the attainable steps, one foot at a time.








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